Understanding SBA Loans

For many small businesses, our small business loan program remains one of the best options for making new investments and rapidly expanding. Hillcrest Capital Group is approved by the Small Business Agency, allowing us to process loans quickly and efficiently.

Benefits of an SBA Loan

By financing with us, you can get a loan amount of up to $5,000,000 with competitive interest rates and flexible terms that suit your business. We guarantee

• 25-year terms with up to 90% financing
• Full amortization
• Fixed or variable rates

Real Estate Properties We Finance

SBA loans are useful for purchasing and renovating properties, as well as refinancing. We have worked with many different property types over the years, including:

• Gas stations
• Hotels and motels
• Veterinary facilities
• Auto repair shops
• Childcare facilities

We can also work with properties that don’t conform to any of the above categories.

Existing Business Acquisition Loans

A common use for a small business loan that you should consider is to purchase an already-existing business. Whether you are investing in a franchise or revitalizing a defunct business, existing business acquisition loans are structured differently than other SBA loans. The main difference is that a business’s cash flow and management history are the main things taken into consideration when applying. We also offer full amortization on 15-year terms.

Equipment Financing

While we do offer specific structured loans for equipment financing, sometimes you only need to purchase a few things. For this kind of small-scale investment, an SBA loan may be ideal. These are a few examples of equipment purchases or upgrades we finance:

• Manufacturing or heavy equipment
• Printing and binding machinery
• Dry cleaning equipment
• Trucking equipment
• Medical equipment

Contact Us Today

The sooner you act, the sooner you can have access to the funds you need to grow your business. Call or email us to find out how an SBA loan can help you!